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Intro

Our Services

Getting Started

Investment Products:

Not FDIC Insured
No Bank Guaranty
May Lose Value

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Businesses—Our Services

Our services are best suited for retirement plans with the following characteristics:

Pooled retirement plans
Profit Sharing plans without participant direction
Participant directed plans with a small number of participants (15 or less). Small numbers of participants enable us to provide personalized financial assistance to each individual.

We serve as the investment manager and work with your existing plan recordkeeper and administrator.

Combine Investment Consultant and Investment Manager Responsibilities

In a role similar to that of an investment consultant, we are responsible for constructing asset allocation models and performing in-depth manager due diligence. As the investment manager, we implement all investment decisions and are fully accountable for the results.

Define Investment Objectives and Risk Guidelines

If not already in place, we work closely with your investment committee to define realistic investment objectives and risk guidelines that support the goals of the organization. At this stage we seek to identify your current spending needs as well as the long-term needs and objectives of your organization.

Implement and Adhere to Investment Policy Guidelines

We implement and monitor the most appropriate risk/return strategy for the portfolio. We outline the specific investment objectives and asset allocation ranges in an Investment Policy Statement. This document serves as the roadmap for ongoing investment decisions, and will be reviewed and revised as needs change.

Provide Performance Benchmarks

We establish a performance benchmark appropriate to the selected portfolio strategy. Reviewing performance against this benchmark allows our clients to measure the value we add.

Client Communications

Our reports will outline the portfolio's holdings and performance versus its benchmark. We will also provide our quarterly client newsletter, which discusses our market outlook and current thinking. In addition, we participate in investment committee meetings or plan participant meetings to review the portfolio and provide investment market updates as needed.