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Plus: $100 Credit—

towards closing costs and NO APPLICATION FEE; for applications completed and submitted online by June 30, 2008

5.50% (5.510% APR) 10-Year Mortgage Fixed Rate—
here’s how:

Opt for automatic mortgage payments from your Merchants Bank Free Checking for Life® or CashRewards Checking account and take advantage of this short-term and low rate. This is a limited time offer. Completed applications must be received by June 30, 2008.

At Merchants, we do things with a Vermont sensibility: simply, honestly and well. You can put down as little as 15%. We offer cash-out refinance options, and all our mortgages come with our free two-way rate-lock program—a truly innovative benefit. Merchants Bank is Vermont’s statewide, independent community bank so you are putting resources to work for Vermont when you have your mortgage with us.

There are lenders in each of our 36 branch offices, providing you with expertise and decisions that are close to home.  If a short-term mortgage isn’t right for you, a Merchants lender can help you make the best choice for your situation, whether that’s a longer term fixed- or adjustable-rate.

Note: Borrow up to $400,000; mortgage must be secured by a primary residence; borrowers and properties must meet qualifying and credit eligibility requirements. You can estimate your monthly payments, per $1,000 borrowed, at $10.85 based upon today's rate of 5.50%.

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