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Auto Loans

In the market for a new (or used) car, but need some help with the financing?

An auto loan from Merchants Bank is a great way to get rolling.

  • No bank application fee
  • No prepayment penalty
  • Receive local service and quick decisions from our experienced lenders
  • Access loan information and balance via free Online Banking
  • Use to refinance existing automobile loans
  • Finance up to 100% of the purchase price or value

Plus, enroll in auto-pay and receive a reduced interest rate. Just arrange for payments to be automatically deducted from your Free Checking for Life® account and receive a .25% discount off your interest rate, subject to any rate floor identified in your loan agreement.

Current Auto Loan Rates: as of 04/16/10

  • New 2009 and 2010 vehicles, loan terms up to 60-months: 4.99% Annual Percentage Rate (APR). Monthly payment may be estimated at $18.87 per $1,000 borrowed for 60 months.
  • Used vehicles up to two years old, loan terms up to 36-months: 4.50% APR. Monthly payment may be estimated at $29.75 per $1,000 borrowed for 36 months.
  • Ask about our other used auto loan rate and term options.
  • Enroll in auto-pay and receive a .25% discount off your interest rate.

Call 1-800-322-5222 for more information.

To apply, you must be 18 years of age or older and living or working in Vermont or a community in a neighboring state which is adjacent to one of our branch locations. If requested, you must agree to provide additional personal and business information (like tax returns and financial statements), certify that all information submitted in your application is true and correct and authorize the bank and or a credit bureau to investigate the information on the application. Subject to credit approval. Loan is secured by vehicle.

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