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Online Applications:

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Deposit Solutions:

Free Checking for Life®

Cash Rewards Checking

Money Market/Savings

Flexible CDs

CDARS® CDs

Health Savings Accounts

IRAs

Lending Solutions:

Mortgages

Home Equity Lines & Loans

Auto Loans

Loans & Credit Cards

Services:

Online Banking & Bill Pay

Debit Card

ATM Card

Overdraft Coverage

Phone Banking

Order Checks

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Apply Online!    Find a branch near you!
Free Checking for Life®

The personal checking account with the free-for-life guarantee! Free Checking for Life® guarantees you:

[check] No hidden fees   [check] Free Online Banking with bill pay
[check] No maintenance fees   [check] Free Visa Debit Card†
[check] No per check fees   [check] Free Automated Phone Banking
[check] No minimum balance requirements   [check] Free first standard order of checks
[check] Earns interest   [check] Check Safekeeping

Only $75 initial deposit to open.

Plus, in addition to writing checks and using your debit card for PIN and signature-based POS purchases, you have all-points access to your funds through our statewide branch system and ATMs, local Customer Call Center (800-322-5222), automated phone banking (800-TLC-LYNX) and online.

Apply Online!

Find a branch near you!

Merchants Bank opens accounts for people living or working in Vermont and in communities in neighboring states which are adjacent to our branch locations.

†Fees apply for non-Merchants Bank ATM use and replacement cards.

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