[rounded corner]
Today's RatesPersonal BankingBusiness BankingWealth ManagementBanking SecurityFAQs and Resources

[rounded] Online Account Logins secure login :

Online Applications:

[rounded]

[rounded] Personal Banking

Deposit Solutions:

Free Checking for Life®

Money Market/Savings

Flexible CDs

CDARS® CDs

Health Savings Accounts

IRAs

Lending Solutions:

Mortgages

Home Equity Lines & Loans

Auto Loans

Loans & Credit Cards

Services:

Online Banking & Bill Pay

Debit Card

ATM Card

Overdraft Coverage

Phone Banking

Order Checks

[rounded]
Cash Rewards Checking, find out more!

 

Individual Retirement Accounts

An Individual Retirement Account (IRA) is a long-term investment account that offers tax advantages† to help you save for your retirement and is FDIC insured.

Contribution InformationTraditional IRA

  • Interest earnings on the account are tax deferred until they are withdrawn
  • Must be under 70.5 years of age for entire tax year and have earned income to make contributions

Roth IRA

  • Offers additional IRS penalty-free distributions
  • The interest earned on the account is tax free
  • Must have earned income within certain parameters

SEP IRA

  • Good option for small businesses
  • Established and maintained by the employer in the employee’s name, at a financial institution
  • No employee contribution component

SIMPLE IRA

  • Established by an employer for the employee, allowing the employee to make contributions through salary deferral
  • Employer contributions must be made to all employee accounts

Coverdell Education Savings Account

  • Withdrawals are tax- and penalty-free when used for higher education
  • Contributions can be made until your child’s eighteenth birthday
  • Relatives of the child can contribute toward the annual limit

Contact us

†Please seek the guidance of a tax or legal professional for specific advice and information regarding IRA laws and policies.

‡Contributions subject to eligibility requirements.

[swoop]
[rounded corner]