
Loans & Credit Cards
Installment Loans
- Typically used for the purchase of boats, vehicles, major appliances, electronics and other large-ticket items
- Minimum amount you can borrow is $2,000
- A variety of repayment terms are available
- You always have the option to pay the balance of the loan early without penalty, saving money on interest
Credit Cards
We offer a variety of credit cards to meet your needs. Become a card member and enjoy a
wide range of benefits including competitive introductory rates and your choice of rewards
programs. Click the link below to learn more and apply online.
Learn more »
Online account access provides the quickest and easiest way to:
- Activate your credit card
- Make payments
- View Recent Transactions
- View Statement
- And much more
Once you receive your credit card, simply access your account by clicking on the link below.
Access your account »
Reduce Interest
- Reduce the interest rate on your installment loan† by choosing to have automatic monthly payments transferred from your Free Checking for Life®, Cash Rewards Checking or Merchants Bank Money Market Account.
- Reduce interest rates by securing with a Merchants Bank Money Market Account or CD. The interest rate on the installment loan will be the same as the rate of interest paid by the highest tier of your Money Market Account or CD, plus 2.0%
†This reduced rate is not available for homelines; credit cards; CD/Money Market secured, Stock/CVLI secured or unsecured loans. Subject to any rate floor identified in your loan agreement.
![[swoop]](../gfx/swoop.gif)

![[rounded]](../gfx/top_rounded_140.gif)
![[rounded]](../gfx/bottom_rounded_140.gif)
![[rounded corner]](../gfx/white_rounded_bottom.jpg)