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Online Applications:

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Deposit Solutions:

Free Checking for Life®

Cash Rewards Checking

Money Market/Savings

Flexible CDs

CDARS® CDs

Health Savings Accounts

IRAs

Lending Solutions:

Mortgages

Home Equity Lines & Loans

Auto Loans

Loans & Credit Cards

Services:

Online Banking & Bill Pay

Debit Card

ATM Card

Overdraft Coverage

Phone Banking

Order Checks

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Free Checking for Life, guaranteed, click for details >

 

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Apply Online!

Find a branch near you!

 

Overdraft Coverage

Activating overdraft coverage is as easy as stopping by your local branch and signing a one-page form!

 

Merchants Bank opens accounts for people living or working in Vermont and in communities in neighboring states which are adjacent to our branch locations.

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Money Market Account

Features

  • $25 initial deposit
  • Average monthly balance requirement: $25†
  • Unlimited transactions in person or via ATM
  • Other transfers are limited‡

Benefits

  • Money Market Interest TiersTiered-interest structure ensures you earn the highest available rate for your balance
  • Earns higher interest than savings or Free Checking for Life® Account
  • Funds are accessible
  • Account is FDIC insured
  • May be used as funding account for Free Checking for Life® Overdraft Coverage

Today's Rates

†Average balances under $25 per statement period are charged a $2 service charge. Minors under 18 years and seniors over 65 years are exempt from this service fee.

‡This account is limited to six transfers per statement period of which 3 can be checks or ATM Card purchases. Transfers include electronic, telephone, and overdraft coverage transactions.

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