Big Picture Loans Review

5.0 rating

Foundation Year
Unknown

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Office Address
E23970 Pow Wow Trail, Watersmeet, MI 49969

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Phone number
+1-800-584-4880

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Pros

• Transparent online procedure;
• 125,000+ served people;
• 24-hours money transferral;
• Online application.

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Cons

• Governed by Tribal law;
• Available not in all US states.

Overview

Big Picture Loans serves the Tribe to improve its self-determination and further diversify the economy of the people. This lender is an economic arm and instrumentality of the Tribe that is organized and licensed under Tribal law and is located on the Tribe’s reservation. Big Picture Loans is run by the Lac Vieux Desert Band of Lake Superior Chippewa Indians.

This company serves over 125,000 people living on the territory of Tribe located in Watersmeet, Michigan. The amount of loans funded – over $400,000,000. The company deposits funds 24 hours. This company declares its operation is absolutely transparent.

Mailing Address
Big Picture Loans
Customer Support
P.O. Box 704
Watersmeet, MI 49969

Physical Address
Big Picture Loans
E23970 Pow Wow Trail
Watersmeet, MI 49969

What loans does Big Picture Loans offer?

This lending offers installment loans. They are also characterized as personal loans. An installment loan is a loan repaid over time with equal installments. There are no extra charges for paying your installment loan off early, and you can actually save on finance charges by doing so.

This company claims it doesn’t provide payday loans.

What states does this lender service?

We have not found a full list with states that are covered by this lender. It is obvious the main state served is Michigan. When filling out an application online, you will be asked to enter a ZIP-code. After that, you will be shown whether your state is included in the list or not.

What terms and rates does this company offer?

Big Picture Loans establishes rates and terms considering the minimum income amounts, other credit criteria, and verification of the information you ensure during the application. So, terms and rates will be seen in the end of cooperation with this lender. Some people may not consider it logic but it still takes place.

How to apply for a loan from Big Picture Loans?

All loan applications are submitted through the website – bigpictureloans.com. The applicaton is easy, confidential, and can be filled out within minutes. The quick and private online application makes lending fast and easy. All the procedure is conducted online.

How do I qualify for a loan?

There are the following qualification:

• Have steady income of at least $700.00 per month from a verifiable source;
• Have an open bank account in good standing;
• Be reachable by phone;
• Be at least 18 years old and a permanent U.S. resident;
• Have a valid email address.

Can I pay a loan back earlier?

Every client is eligible to pay a loan off earlier. There are no penalties when you do so. It turns out it can help reduce extra rates that was calculated for the whole period of the loan.

It is very convenient to pay for a loan off earlier as you may avoid the issues with later payment.

Can I take a loan if my credit score is low?

Low credit score, bad credit history or no history at all won’t have any effect on the loan approval. This lender estimates many points before approving the loan. It implies even if you have so negative credit info, you may have a chance to be get installment loans.

How to pay a loan back?

You may address the customer care department to get to know how to pay a loan back.

Does Big Picture Loans have a mobile app?

The application can be filled out through a desktop or a mobile version. Unfortunately, we have not found a confirmation, this lender has a mobile application.

Conclusion

Bigpictureloans.com is an online lender serving tribes areas. We have not specified the right list of states where this company has a licence to work. It also doesn’t specify the define loan tarems and rates. They all depend on several criteria. This website desn’t provide details about the loan rates. Other information especially contact info is given. There are a mailing address, an actual address.

The loan agreements are governed by Tribal Laws and it doesn’t matter where you live in.

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• Luis Curtis