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I took out a payday loan 3 times. Got approved fast even for the first time. The money was immediately deposited to the credit card, they did not ask for any certificates.
A perfect service. The main thing is to pay a loan back on time, then everything will be perfect.
The benefits are obvious - you can choose a loan from any lender that suits you according to the terms. There are a huge number of lenders offering a different amount, rate, term. In general, I used the service, I liked everything. Everything is fair and well-arranged.