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I issued a payday loan 2 times. Was approved quickly even for the first time. The funds was immediately deposited to the credit card, they did not ask for any certificates.
It so happens that there is not enough funds for the main things, I issue money through this service. I like this site for a user-friendly options, 24/7 working hours, and early repayment options. No disadvantages service.
Convenient service when funds are needed urgently. This is not a bank. But the registration will not take much time either.