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Useful service when funds are needed urgently. This is not a banking institution. But the registration will not take much time either.
I am a regular customer in Parachute. I prefer an adequate charges and lack of hidden options. I borrow small amounts of money before my salary, usually for a couple of weeks.
About once several months I [apply for|take out|issue[ a payday loan. The service is smart, money is transferred to the credit card in a couple of hours. The most important advantage is the online procedure and therefore can be taken at any time of the day or night.