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I took out cash advance 3 times. Was approved fast even for the first time. The money was immediately transferred to the card, they did not ask for any certificates.
About once every 3 months I [apply for|take out|issue[ a payday loan. The service is clear, money is deposited to the banking account in a matter of hours. The most significant plus is the online service and therefore can be taken at any time of the day or night.
For the first time I applied for a payday loan. I was very satisfied that this payday service gave extra funds without proving a payment capabilities. From now on, I will only use payday lending in Calmar, Iowa.