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The benefits are obvious - you can choose a payday loan from any lender that fits you according to the terms. There are a huge number of lenders offering a different amount, rate, term. In general, I used the service, I liked everything. Everything is fair and well-arranged.
About once several months I [apply for|take out|issue[ a payday loan. The service is fair, money is deposited to the card in a couple of hours. The most significant advantage is the online service and therefore can be taken at any time of the day or night.